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8a Application Tricks: SBA Has Seen Them All Before

The SBA 8(a) program rules are strict, which makes sense because SBA 8(a) certification is a federal privilege or benefit available only to a select few; however, a tiny subset of small business owners...

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8a Application Narrative Statement of Economic Disadvantage Tips

Mandatory minimum length:  None specified by SBA Mandatory maximum length:  None specified by SBA Recommended length:  To ensure you include enough detail aim to write more than one page. Topics You...

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8a Application Timeline: How long does it take to get 8a Certified?

How long does it take to get SBA 8(a) certified? The real answer: The time it takes to get your 8(a) application reviewed and approved by the SBA varies, and the only people in control of how long it...

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Keep It Simple When It Comes to Your 8a Application

Over the many years we have worked on 8(a) applications, we have seen some amazing company paperwork—amazing in the sense that it is mind bogglingly complex. Here are a few fast examples: Small...

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SBA Form 413 for the 8a Application

Many of you are already familiar with the fact that the Small Business Administration ignores the value of certain financial assets like your primary personal residence when it calculates your...

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At What Stage in My Company’s Development Cycle Should I Get 8a Certified?

The evolution of every company occurs in phases and it can be difficult to pinpoint the best time in your company’s development cycle to apply for SBA 8(a) certification. In short here are some fast...

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8 a Requirements at a High Level: A Fast Primer

What kind of company qualifies for the SBA 8(a) program, in a general sense? Here is a quick and fast primer to help you determine whether or not the 8(a) program might be a good fit for you and your...

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What is a Bank Signature Card?

In days of yore, whenever a company opened a new bank account, the company would be issued a card by the bank listing the names of the authorized signatories for the account. The SBA still uses this...

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Lesser Known SBA 8(a) Application Rules That Might Affect Your Application

Most 8(a) applicants are already familiar with SBA 8(a) program rules such as the personal net worth limitations and the categories of individuals who are deemed socially disadvantaged; however, there...

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Insurance and the SBA 8(a) Application

There are multiple obvious reasons why your small business should invest in general liability insurance–continuity of operations in case of a disaster, for example–but another good reason to purchase a...

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Do You Have a Type 8A Personality?

The United States Small Business Administration (SBA) 8(a) certification program is not for the faint at heart–the ideal 8(a) business owner is patient, confident, yet ready to sell. Some might claim...

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The SBA 70 Percent Rule in Simple Language

GCS Inc. receives questions every week from individuals who are confused about the SBA 8(a) “70 Percent Rule,” which addresses potential economic dependence between an 8(a) applicant firm and its...

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Let’s Talk about AGI and the SBA 8(a) Program

To get SBA 8(a) certified, your 3-year average Adjusted Gross Income (AGI) must be under $250K. If you are already 8(a) certified, your 3-year average AGI must be under $350K. Think about your...

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